NZI Safe Driving Rewards
NZI Safe Driving Rewards
Rewarding safer driving across commercial fleets
NZI Safe Driving Rewards is a long-running New Zealand programme delivered in partnership with NZI, using EROAD telematics data to recognise safer driving and help businesses turn everyday driving behaviour into real commercial value. Now available to both heavy and light commercial fleets, the programme helps reduce the cost impact of incidents for more NZ businesses than ever before.
How the NZI Safe Driving Rewards Programme works
EROAD telematics data is used to assess driving safety across enrolled fleets. Fleets with strong safety performance may be eligible for an insurance excess waiver in the event of a claim.*
Running for more than 10 years, the programme has already helped NZI customers save over $3 million in waived excess payments on heavy motor vehicle claims.
$3 million in waived excess payments figure is correct at time of publication (May 2026).
Who can join?
NZI Safe Driving Rewards is available to:
Heavy and light commercial fleets of any size
Businesses insured with NZI or Lumley
Fleets using eligible EROAD hardware and service plans
There's no joining fee and businesses can sign up at any time — no need to wait for insurance renewal.**
Why it matters
NZI Safe Driving Rewards supports businesses to:
Encourage safer driving behaviours
Strengthen fleet safety culture
Reduce the financial impact of accidents
It's a practical example of how data-led insights can support safer roads and better outcomes for businesses.
Get started
If your fleet is insured with NZI or Lumley and uses EROAD technology, you may be eligible to join NZI Safe Driving Rewards.
Join NowImportant information
** Terms and conditions apply. EROAD hardware and service subscription costs are charged separately to this programme.
* Insurance policy terms may affect how programme benefits apply. Customers should discuss their individual policy arrangements with their broker or NZI representative.
